Terms and Conditions

1. Acceptance of Terms

By accessing or using the Maybank Investment website, platform, or any associated services (collectively, the "Services"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, you must not access or use the Services.

These Terms apply to all visitors, users, and others who access or use the Services, including registered account holders and prospective clients requesting information through our contact channels.

2. Description of Services

Maybank Investment provides access to analytics tools, informational content, and related infrastructure intended to support users in evaluating and organizing their own trading or investment activity. The Services are provided on an "as available" basis and are subject to change, suspension, or discontinuation at any time without prior notice.

Nothing on this website or within the Services constitutes financial, investment, tax, or legal advice. Any decisions made based on information provided through the Services are made at your sole discretion and risk.

3. Eligibility

You must be of legal age in your jurisdiction of residence and have the legal capacity to enter into binding agreements to use the Services. By using the Services, you represent and warrant that you meet these requirements and that your use of the Services complies with all applicable laws and regulations.

4. Account Responsibilities

If registration is required to access certain features, you are responsible for maintaining the confidentiality of any account credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account or any other breach of security.

5. Acceptable Use

You agree not to use the Services for any unlawful purpose, to misrepresent your identity, to interfere with the operation of the platform, to attempt unauthorized access to systems or data, or to reproduce, resell, or redistribute any part of the Services without prior written consent.

6. Risk Disclosure

Trading and investment activities involve substantial risk, including the possible loss of principal. Past performance, hypothetical results, or illustrative examples referenced on this website are not indicative of future results. You acknowledge that any use of analytics, signals, or related tools does not guarantee any particular outcome, and Maybank Investment makes no representation as to the accuracy, completeness, or suitability of such information for your individual circumstances.

7. Fees and Payments

Certain features of the Services may be offered subject to fees. Where applicable, fee amounts, billing cycles, and payment terms will be presented to you prior to purchase. All fees are non-refundable except where required by applicable law or expressly stated otherwise.

8. Intellectual Property

All content, trademarks, logos, software, and materials made available through the Services are the property of Maybank Investment or its licensors and are protected by applicable intellectual property laws. No license or right is granted to you other than the limited right to access and use the Services in accordance with these Terms.

9. Third-Party Services and Links

The Services may reference or link to third-party websites, platforms, or tools that are not owned or controlled by Maybank Investment. We are not responsible for the content, policies, or practices of any third party, and your use of such third-party services is at your own risk and subject to their respective terms.

10. Disclaimer of Warranties

The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or uninterrupted and error-free operation.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Maybank Investment, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or trading losses, arising out of or related to your use of, or inability to use, the Services, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless Maybank Investment and its affiliates from any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Services or your violation of these Terms.

13. Termination

We reserve the right to suspend or terminate your access to the Services at our discretion, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, third parties, or Maybank Investment.

14. Changes to These Terms

We may revise these Terms from time to time. Any changes will be posted on this page with an updated revision date. Continued use of the Services following the posting of changes constitutes acceptance of those changes.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Maybank Investment operates, without regard to conflict of law principles. This section should be adapted to reflect the specific jurisdiction and legal framework relevant to your business.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

17. Contact

Questions regarding these Terms may be directed to us through the contact channels provided on our Contact page.